If Christmas shopping financially broke you, read this


Happy New Year!

Just a quick note today for everyone who went further into credit card debt during the Christmas shopping season...

I want you to take one action today that will save your butt 12 months from now. I'm doing the exact same thing and have for the last 5 years.

Login to your savings account and setup an automatic transfer of $40 for the first day of every month. This is a zero effort way to guarantee you have at least $480 in cash to spend on next year's Christmas shopping.

I use Ally banking to bucket my savings to make it easier to visualize. If you're in America, check them out.

If $480 isn't enough, figure out what you spent last year and divide by 12. That's your set it and forget monthly transaction amount.

If you can't afford to set aside $40 every month, then you have 12 months to start preparing the hearts of the people who will not be receiving Christmas gifts from you in 2026! Even better!

If you have questions, reply to this. I read them all.

Aaron

Aaron Corley

Join 600+ people to crush debt and build wealth. Money advice for couples who want to align on their finances.

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